Financial assistance

Proceeds from the annual Retirement Fund for Religious appeal enable the NRRO to distribute financial assistance to hundreds of religious communities each year.

The majority of donations—ordinarily 80 to 90 percent—are distributed as Direct Care Assistance. Direct Care Assistance is a per capita distribution based on specified criteria, including level of need. Religious communities may apply annually for these funds, which can be used to help meet such immediate costs as nursing care and medications and which can be saved for long-term retirement needs. Additional funding is allocated throughout the year for communities with the greatest needs and for retirement education and programming.


The NRRO collaborates with an extensive network of volunteer consultants who share their time, experience, and expertise to offer practical assistance to religious communities. On-site consultations by experts in eldercare delivery, finance, and community leadership provide hands-on support in addressing funding shortages and planning for long-term retirement and eldercare needs.

The majority of consultations take place in conjunction with Planning and Implementation Assistance, a program designed for religious communities with critical deficits in retirement funding. By combining financial assistance with extensive consultative support, Planning and Implementation Assistance helps participating institutes address their most-pressing retirement challenges. Religious communities can also take advantage of Eldercare Consultations, which help congregations assess the cost and quality of eldercare delivery as well as long-term retirement needs and available funding.


Proceeds from the Retirement Fund for Religious underwrite educational opportunities that are designed to enhance eldercare and promote comprehensive retirement planning. Resources include workshops, publications, and a quarterly webinar series co-sponsored by the Avila Institute of Gerontology. Qualifying religious communities may also apply for Management and Continuing Education Assistance, which offers funding for the acquisition of basic management tools and for ongoing education in eldercare, financial management, or fund-raising.